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Internet Term Life

In today’s day and age, many people now feel perfectly comfortable purchasing term life insurance directly over the internet WITHOUT the involvement of an agent. Also, many lenders want to offer term life insurance, but simply do not have the time and resources to offer it.

In a great way of solving two problems at once, TEJ Agency has a terrific solution for you. It’s an internet-only, Term Life insurance product that your customers can obtain directly over the web with virtually no involvement required by your company.

The benefits for your customers are:

  • Up to $250,000 in level term life coverage.
  • No medical exams.
  • Affordable rates.
  • Takes about 15 minutes online.
  • Available with a return of premium feature and with coverage for their spouse and children.
  • A customer service 800 number that is staffed 24/7 for any questions your customers may have.

The benefits for you are:

  • Additional fee income with almost no work on your part.
  • You only need one person in your company fully licensed to sell life and health insurance.
  • A free, personalized website and pre-printed materials for statements featuring your company name.

Thirty percent of U.S. households, or 35 million households, do not have life insurance, according to LIMRA's 2010 Life Insurance Ownership Study. Other findings of the study include:

  • Only 44 percent of U.S. households have individual life insurance, a 50 year-year low.
  • In 2009, insurance companies issued 9.4 million individual life insurance policies in the U.S., about one million fewer policies than in 2004.
  • One in four U.S. households relies only on group life insurance to provide financial protection if a wage-earner dies. Group insurance is generally offered or purchased through the workplace.

Internet Term Life Insurance may also be a quick, simple solution for many of your small commercial loan customers that must show evidence of coverage in order to obtain financing for their business.

Let us show you how easy it is to solve two problems at once. Sales and purchasing of Term Life Insurance made simple.