Insurance Services
for Financial Institutions in Wichita, KS
TEJ Agency partners with banks and credit unions across Wichita and the greater South Central Kansas region to deliver specialized insurance programs that protect loan portfolios and ease administrative burden. With over 50 years of experience as a Managing General Agency (MGA), we offer tailored services including insurance tracking, lender-placed insurance, blanket coverage, and servicing protection. Whether you serve residential neighborhoods in Sedgwick County or agricultural borrowers across the plains, our insurance solutions are built to keep your institution compliant and secure.
Helping Wichita Lenders Protect Their Portfolios
We support Kansas-based financial institutions with scalable, compliant solutions that streamline operations and reduce uninsured risk.
We monitor borrower policies on homes, vehicles, and equipment loans throughout Wichita and surrounding areas. Our team manages everything—from policy verification to borrower communication—helping local lenders reduce staff workload while staying ahead of compliance requirements.
If a borrower’s policy is canceled, expired, or out of compliance, we provide immediate coverage for hazard, flood, REO, or titled auto assets. Wichita-area lenders rely on us to ensure continuous protection while meeting all federal and state servicing guidelines.
Ideal for lenders managing large rural and suburban portfolios, our blanket mortgage, auto/VSI, and equipment programs provide uninterrupted coverage without the need for tracking individual borrower policies.
Our E&O insurance helps protect Wichita institutions from the financial and legal consequences of common servicing errors—like missed notices, data entry mistakes, or improper escrow handling.
Why Lender Insurance Matters in Wichita
Tailored for Wichita and Regional Community Banks
We serve financial institutions based in Wichita and nearby towns like Derby, Andover, and Hutchinson—helping lenders scale their programs across both urban and agricultural markets.
Supports Kansas Lending and Compliance Standards
Our services are designed to meet requirements set by the Kansas Office of the State Bank Commissioner and federal regulators, including CFPB and NFIP.
Built to Adapt to a Mixed Urban-Rural Lending Environment
Whether your portfolio includes homes near Old Town or farm equipment in Reno or Sumner County, our flexible programs fit your coverage needs.
Frequently Asked Questions
What types of financial institutions do you work with in Wichita?
We work with community banks, credit unions, and regional lenders across Wichita and Central Kansas. Whether you’re based in Downtown Wichita or serve borrowers in agricultural towns like Maize or Goddard, we tailor our programs to your operations. Our flexible offerings allow institutions of all sizes to reduce risk, comply with state and federal regulations, and free up staff from time-consuming insurance administration.
How do lender-placed insurance programs help with Kansas storm and flood risks?
Kansas lenders often face weather-related risks like windstorms, hail, and flash floods—especially near the Arkansas River. Our lender-placed hazard and flood insurance programs ensure that when borrower policies lapse, your institution isn’t left exposed. These policies activate quickly and are fully documented to meet investor and NFIP standards. We help lenders avoid the costly consequences of uninsured collateral in a region where severe weather is unpredictable.
Is blanket insurance a good option for rural loan portfolios in Kansas?
Yes, blanket insurance is an excellent fit for lenders serving rural communities or agricultural borrowers. In counties surrounding Wichita—such as Harvey, Butler, and Kingman—it can be challenging to track individual borrower policies across a dispersed customer base. Blanket mortgage or equipment coverage allows you to insure your entire portfolio under one policy, reducing administrative work while maintaining consistent protection.
How do your services support compliance for Wichita-based institutions?
We stay informed on Kansas lending laws, including standards set by the Kansas OSBC and Department of Insurance. We also follow federal regulations governing borrower notifications, insurance placement, and escrow management. Our programs include compliant notice templates, audit-ready documentation, and responsive reporting—ensuring your team can easily meet regulatory demands and investor expectations during reviews.
What does onboarding look like for a Wichita institution?
Our onboarding process begins with a discovery conversation to learn about your institution’s size, loan mix, and existing workflows. Then we design a solution—tracking, blanket, lender-placed, or E&O—that meets your goals and integrates seamlessly with your servicing model. We’ll provide everything from staff training to system setup, so your team can implement the program with confidence and ease.
