Insurance Services
for Financial Institutions in Columbus, OH
TEJ Agency partners with banks and credit unions across Columbus, Ohio, to deliver customized, compliant insurance programs that protect loan portfolios and streamline servicing. As a national MGA with over five decades of experience, we specialize in insurance tracking, lender-placed insurance, blanket coverage, and E&O protection for financial institutions throughout Central Ohio—from Downtown Columbus to Dublin, Westerville, and beyond.
Helping Columbus Lenders Manage Risk with Confidence
We work with institutions of all sizes across Franklin County and Central Ohio to deliver responsive, scalable solutions.
We monitor borrower policies on homes, vehicles, and equipment—ensuring that your loans remain protected and compliant. Columbus lenders trust us to manage insurance exceptions, borrower notifications, and document collection, whether servicing accounts near OSU, the Arena District, or suburban communities like Grove City and New Albany.
When borrower insurance lapses or fails to meet your requirements, TEJ activates timely coverage for hazard, flood, fire, and REO properties. Our lender-placed insurance options give Columbus-area lenders peace of mind, especially during regulatory audits or natural disasters.
Eliminate the need for borrower-level tracking with blanket coverage across your mortgage, auto, or equipment loan portfolio. Whether you serve downtown businesses or auto borrowers across the I-270 corridor, our blanket programs provide continuous protection.
Clerical oversights, missed notices, or escrow issues can happen—even in well-run institutions. Our E&O coverage helps Columbus lenders stay protected from servicing-related liability, with tailored support for your internal workflows and state-specific compliance needs.
Why Lender Insurance Matters in Columbus
Built for Ohio-Based Banks and Credit Unions
We work with financial institutions across Columbus and neighboring counties, delivering tailored risk management programs for local markets.
Supports Compliance with Ohio Lending Regulations
Our insurance solutions meet state lending standards, while also ensuring readiness for federal, CFPB, and investor audits.
Scales with Metro Columbus Growth
As Columbus continues to expand with new residential and commercial development, we help lenders keep pace—without added administrative burden.
Frequently Asked Questions
Do you work with financial institutions throughout Columbus and Central Ohio?
Yes. We support banks and credit unions based in Downtown Columbus as well as institutions throughout Franklin, Delaware, and Licking Counties. Whether you serve urban borrowers near Short North or rural clients on the outskirts of the metro, our insurance solutions scale with your lending footprint.
Are your programs compliant with Ohio Department of Insurance regulations?
Yes, our services are structured to meet the standards of the Ohio Department of Insurance as well as federal compliance requirements. We help Columbus lenders manage flood notice timing, documentation, and servicing obligations in a way that aligns with both state law and investor expectations.
How can blanket insurance help with growing portfolios in Columbus?
With new development across areas like Hilliard, Gahanna, and Polaris, many lenders are expanding their mortgage and auto loan operations. Blanket insurance simplifies coverage across high-volume portfolios, helping Columbus lenders avoid tracking burdens while maintaining uninterrupted protection across all loans.
What types of lender-placed coverage do you offer in Ohio?
We offer hazard, fire, flood, and REO coverage for real estate-secured loans, and CPI (collateral protection insurance) for auto and equipment. Our programs are built to activate quickly when borrower policies lapse—ensuring compliance and financial protection across Ohio’s diverse lending landscape.
How do I get started with TEJ Agency if I’m based in Columbus?
It’s easy. We’ll begin with a quick discovery call to learn about your lending practices and current insurance processes. Then we’ll recommend a program—tracking, blanket, lender-placed, or E&O—that fits your Columbus institution’s needs and integrates smoothly with your team.
